Considering remortgaging? Talk to Cailean's independent mortgage experts first.

The idea of switching utilities suppliers for a better deal has become increasingly common these days. But more and more borrowers are also remortgaging from time to time in order to benefit from new rates or products which become available.

There are also many other reasons homeowners may consider remortgaging - to raise a large sum of money, consolidate debts or to pay for an extension to your existing home rather than having to move.

But there are several things to consider. If a remortgage takes out a significant proportion of a property’s value, there may be a higher lender charge, penalties for leaving a mortgage before it comes to term, lender’s arrangement fees and valuation fees as well as legal fees.

At Cailean, our independent mortgage experts can carefully guide you through the process to ensure that you get the very best deal available. We know the mortgage market inside out and can often secure more competitive rates than if you go to lenders direct.

Whether you are a first-time buyer or are moving home, contact us today on 0131 510 7071 or email us at for an informal chat. Our initial consultation is free. Remember, there is absolutely no obligation on your part and no high pressure tactics on ours, just expert, honest advice. And, what’s more, we never share your details with third parties for marketing purposes either.


Cailean - independent expert advice. Call today on 0131 510 7071.


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The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.